Tag Archives: People
1 in 5 People Want Self-Driving Cars, Says Report
If a certain technology giant has its way that old “Leave the driving to us” Greyhound bus line slogan is going to get a major 21st century punch-up. Sort of the antithesis of that Volkswagen “Drivers Wanted” rallying cry Google (GOOG) has been looking to make self-driving cars a reality. And now it appears the company will have a decent portion of the car-buying public behind it. According to a new survey by J.D. Power and Associates (MHP) 20% of vehicle owners reported they “definitely would” or “probably would” purchase an “autonomous” car — a personal vehicle that drives …
Minyanville – Daily Feed
Young People Are Loading Up on Stocks
NEW YORK (TheStreet) — After suffering through a decade of volatile markets, many young people have soured on stocks. Investors who were born from 1970 through 1979 have less than 40% of their assets in stocks, according to a study by Investment Company Institute. In contrast, investors who were born from 1950 through 1959 retain faith in stocks, keeping more than 50% of assets in equities.
Seeing the data, pundits have worried that a generation may have abandoned the stock market. But that assessment is too bleak. While some investors have undoubtedly turned away from trading, young people have been increasing the stock allocations in their 401(k) plans. The transition to equities has occurred steadily in recent years — even during the financial crisis. According to a study by Vanguard Group, participants in their early 20s had 41% of 401(k) assets in equities in 2003. By 2010, savers in their early 20s had 85% of assets in stocks.
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Cramer’s Lightning Round – People Are Bummed Out By Annaly (3/29/12)
By SA Editor Miriam Metzinger:
Stocks discussed on the Lightning Round session of Jim Cramer’s Mad Money TV Program, Thursday March 29.
Bullish Calls:
Annaly (NLY): “People are bummed out by the way Annaly behaves. But look at the dividend and pull the trigger.”
Ebix (EBIX), Guidewire Software (GWRE): “Ebix is a good enterprise software company. I’ll see your Ebix and raise you with Guidewire, which I think is even better…it just came public.”
Yum Foods (YUM): “I like Yum. It is a terrific stock.”
NovaGold (NG): “No one likes the stock but that’s okay…can’t take it personally. People don’t like the gold miners. Keep it in check and buy it under $ 7.”
Time Warner (TWX): “Is a housing play. I don’t think people realize it is a housing play.
Cramer’s Mad Money – Why Do People Hate Stocks? (3/28/12)
By SA Editor Miriam Metzinger:
Stocks discussed on the in-depth session of Jim Cramer’s Mad Money TV Program, Wednesday March 28.
Apple (AAPL), Chipotle Mexican Grill (CMG), Panera Bread (PNRA), American Express (AXP), JPMorgan (JPM), Macy’s (M), PVH (PVH), Hain Celestial (HAIN), Whole Foods (WFM), Annie’s (BNNY), Pentair (PNR)
There was a survey about stocks on CNBC that Jim Cramer said, “took my breath away.” It seems the public does not trust stocks, and rated the asset class as #3, behind gold and real estate. Of those surveyed, only 7% think it is a good time to buy stocks. A full 60% expressed some degree of mistrust concerning stocks in general, while the stock market has risen 60% since President Obama took office. Since the year began, stocks have flourished, so Cramer finds the results of the survey surprising. Apple (AAPL) has gained 50%, Chipotle Mexican Grill (CMG) and Panera (PNRA) have risen 24% and
Why Were People So Quick to Believe the Abercrombie Racist Pants Story?
In perhaps the most reported Abercrombie (ANF) story since this summer’s “The Situation” fiasco the clothing retailer is now trying to convince consumers that it is not responsible for a knock-off site selling pants with a racist name. As of this writing the site appears to have been taken down but a quick Twitter search for the chain reveals that many on the Internet remain outraged. Basically the whole mess started with a picture of a convincing-enough looking Abercrombie & Fitch website selling pants in a shade called “[N-word] Brown.” It quickly began circulating around the Internet upsetting many …
Minyanville – Daily Feed
The Secret to Making More Money That Most People Don’t Know
I’ve found what really works when it comes to income investing. It’s a secret that could help you earn returns nearly triple most “regular” income stocks
Recent Articles on GlobalDividends.com
Young People Better at Retirement Planning
NEW YORK (MainStreet) — When it comes to socking away money for retirement, young Americans are putting their parents and grandparents to shame.
That’s the conclusion of a survey by brokerage firm TD Ameritrade, which asked Americans young and old what they are doing to fund their retirement. The good news is that most of us are at least saving something for retirement: A solid 85% of Americans have either a 401(k) or an IRA, and 36% have both.
A survey finds that the offspring of baby boomers are better at saving money for retirement than their elders.
But when it comes to actually taking advantage of the full range of retirement options out there, there’s a big generational divide at work — and for once it’s young Americans who are proving to be more responsible than their elders. Just 16% of working baby boomers are funding both an IRA and a 401(k), compared with 25% of members of Generation Y and 23% of Gen Xers. “Mature” Americans (defined as those born between 1930 and 1945) fared even worse, with just 9% saying they funded both accounts.
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When People Talk About Retirement Saving, What They Are Really Talking About Is Converting Your Human Capital to Financial Capital
It isn’t unusual for the financial press to make retirement saving more complicated than it really is. At its core, all retirement saving represents is the process of converting your human capital into financial capital so that you can collect dividends, interest income, and rents from stocks, bonds, and real estate in lieu of a paycheck from an employer once you are unable or unwilling to show up to the office.
How comfortable your retirement is comes down to a handful of very important factors:
1. How much financial capital you have,
2. The after-tax, net-of-inflation risk-adjusted return you earn on that financial capital, and
3. The surplus or deficiency of that income relative to your household income during the peak earning years of your career.
When you understand this, it becomes much easier to gauge your progress and calculate whether you are on path for a sound, enjoyable, golden sunset or a nail-biting, hair-pulling, stress-inducing maelstrom caused by a constant fear of lack.
When People Talk About Retirement Saving, What They Are Really Talking About Is Converting Your Human Capital to Financial Capital originally appeared on About.com Investing for Beginners on Tuesday, November 29th, 2011 at 05:19:06.
