Tag Archives: Option
Double Diagonal: An Option Strategy for a Range-Bound Market
MINYANVILLE ORIGINAL While the market has definitely pulled back over the past two weeks the bears can’t seem to gain any real control as the S&P 500 Index (^GSPC) has basically settled along the 1350 fulcrum level over the past few days. At the moment investors seem paralyzed by opposing forces. On one side we have attractive fundamentals in which corporations are delivering healthy profits and valuations are attractive especially relative to near-zero interest rates. On the other hand the triumvirate of the euro mess a sluggish employment picture and evidence of a slowdown in the emerging markets has many
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A New Option for the Retirement Crowd
By Janet Whitman, Special to CNBC.com
NEW YORK (CNBC) –As a growing number of Americans worry about outliving their retirement savings, the government is encouraging employers to offer an old-school, pension-style option for 401(k) holders.
The proposed revamp of retirement fund rules would make it easier for workers to convert part of their 401(k) savings into an annuity that would pay guaranteed income checks for life — no matter the ups and downs in the markets.
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Is an ‘Encore Career’ an Option for You?
NEW YORK (MainStreet) — Middle-aged Americans who want to switch careers later in life have a problem: While they’d love to follow their passion, they don’t have the savings in the bank to pull the move off. In the end, it’s all about the “income gap.”
That’s a cultural problem, as data show millions of Americans are already in what social observers call “encore careers” and millions more want to join them. A November study from San Francisco-based Civic Ventures, a self-described baby boomer think tank funded by the MetLife Foundation, says 9 million Americans between ages 44 and 70 have second careers, up from 8.4 million in 2008.
Americans who want to switch careers have a problem: They don’t have the savings to pull off the move.
In addition, 31 million more Americans in the same age group are “interested” in second careers. Civic Ventures describes encore careers as careers “that combine personal meaning, continued income and social impact.” They’re also sometimes considered an alternative to retirement.
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Is a Mutual Fund Family a Better Option for Your Portfolio?
Many new investors who learn about mutual fund investments still ask me, “What is a mutual fund family?“. The answer is really very simple and there are a host of benefits for those who prefer to consolidate their portfolio and retirement accounts within a single, large mutual fund family such as Vanguard or Fidelity.
Some of these benefits can even include access to special classes of mutual fund shares that have a lower mutual fund expense ratio, saving you a lot of money over your lifetime! If your portfolio is large enough, you might even be able to get free commissions from your stock trades included in the deal. On the other hand, the need to use a mutual fund family can be cut down drastically if you hold your shares through a stock broker such as Charles Schwab & Company, which allows commission-free trading on thousands of funds.
Which is the better investment method? Only you can decide but you won’t know until you examine the pros and cons for yourself. Get started right now by reading “What is a Mutual Fund Family?” …
Is a Mutual Fund Family a Better Option for Your Portfolio? originally appeared on About.com Investing for Beginners on Monday, August 15th, 2011 at 00:15:28.



